TRA SACCOS LTD has announced five job vacancies for qualified and competent professionals seeking full-time career opportunities in Dar es Salaam. The available positions cover accounting, human resources, member services and marketing, credit management, and information technology.
The recruitment offers an opportunity to join a financial cooperative institution that provides savings and credit services to its members. Successful candidates will be employed on a permanent and pensionable basis, subject to the organization’s employment terms.
TRA SACCOS LTD Vacancies 2026
The five available positions are:
- Accountant I – 1 Post
- Human Resources and Administration Officer I – 1 Post
- Member’s Services and Marketing Officer I – 1 Post
- Credit Officer II – 1 Post
- System Programming and Database Officer I – 1 Post
All positions are based in Dar es Salaam, Tanzania.
About TRA SACCOS LTD
TRA SACCOS LTD is a registered Savings and Credit Co-operative Society based in Dar es Salaam. The organization focuses on mobilizing savings from its members and providing accessible credit facilities.
The institution operates as a Class B licensed microfinance institution and conducts its activities in accordance with applicable requirements, including the Microfinance Act No. 10 of 2018 and the Co-operative Societies Act, Cap 211.
1. Accountant I – 1 Post
Job Purpose
The Accountant I will support the organization’s financial operations by maintaining accurate financial records, strengthening internal financial controls, and preparing reliable financial information for management decision-making.
Reporting To
Head of Finance Department
Duties and Responsibilities
The successful candidate will be responsible for:
- Managing and reconciling electronic banking transactions and ensuring accurate posting into the Core Banking System and General Ledger.
- Monitoring digital banking operations and resolving transaction-related issues.
- Coordinating with banks, payment service providers, and other relevant stakeholders.
- Managing members’ contributions, loan disbursements, payroll, supplier payments, statutory obligations, and other approved financial transactions.
- Preparing financial reports, budgets, cash flow projections, financial statements, and statutory returns.
- Maintaining accurate and up-to-date financial records.
- Ensuring compliance with financial regulations and internal financial policies.
- Supporting AML/KYC compliance requirements.
- Supporting internal and external audit activities.
- Performing any other duties assigned by the supervisor.
Qualifications and Experience
Applicants should have a Bachelor’s Degree or Advanced Diploma in Accounting, Finance, or a related field, with at least an Upper Second-Class qualification or equivalent certification from a recognized institution.
Applicants must also possess CPA or an equivalent professional qualification and have at least four years of relevant work experience.
Required Skills
Candidates should demonstrate:
- Strong interpersonal, organizational, and communication skills.
- High integrity and business awareness.
- Ability to use accounting software and packages.
- Proficiency in Microsoft Office applications.
Age Limit
Applicants must be aged 28 to 35 years.
2. Human Resources and Administration Officer I – 1 Post
Job Purpose
The Human Resources and Administration Officer I will provide professional and administrative support to management and the Human Resources Committee of the Board in delivering effective human resource services.
Reporting To
Manager
Duties and Responsibilities
Key responsibilities include:
- Coordinating recruitment and employee onboarding processes.
- Maintaining employee records and administering employment contracts.
- Managing employee relations and supporting disciplinary processes.
- Handling employee grievances and related workplace matters.
- Coordinating performance management and staff appraisal systems.
- Organizing staff training, learning, and development programmes.
- Supporting employee welfare, leave, benefits, and engagement initiatives.
- Implementing HR activities in compliance with labour laws, statutory requirements, cooperative regulations, and organizational policies.
- Performing other duties assigned by the supervisor.
Qualifications and Experience
Applicants should possess a Bachelor’s Degree in Human Resource Management, Public Administration, or a related field, with at least an Upper Second-Class qualification.
Candidates must also have a minimum of four years of work experience in human resource management.
Required Skills
Applicants should have:
- High integrity and the ability to maintain confidentiality.
- Strong ethical judgment.
- Excellent communication and interpersonal skills.
- Negotiation and analytical abilities.
- Strong problem-solving and decision-making skills.
- Good computer literacy.
- Proficiency in Microsoft Office applications and Human Resource Information Systems.
Age Limit
Applicants must be aged 28 to 35 years.
3. Member’s Services and Marketing Officer I – 1 Post
Job Purpose
The Member’s Services and Marketing Officer I will provide quality services to TRA SACCOS members while promoting products and services to improve member satisfaction, retention, and organizational growth.
The position will also support member education, engagement, relationship management, and compliance with SACCOS policies and regulatory requirements.
Reporting To
Head of Member Services and Marketing Department
Duties and Responsibilities
The successful candidate will:
- Provide professional and timely customer service to members.
- Promote TRA SACCOS products and services.
- Build and maintain strong relationships with members.
- Maintain accurate member records.
- Respond to and resolve member concerns and service-related issues.
- Perform other duties assigned by the supervisor.
Qualifications and Experience
Applicants should possess a Bachelor’s Degree or Advanced Diploma in Public Relations, Marketing, or a related field from a recognized institution, with at least an Upper Second-Class qualification.
Candidates must have a minimum of four years of relevant experience in customer service, marketing, or customer relations.
Required Skills
Applicants should have:
- Sound knowledge of customer service and marketing.
- Excellent communication and interpersonal skills.
- Good negotiation and customer relationship management abilities.
- Strong problem-solving skills.
- Proficiency in Microsoft Office applications.
- High integrity and professionalism.
- Ability to maintain confidentiality.
- Ability to work independently and effectively within a team.
Age Limit
Applicants must be aged 28 to 35 years.
4. Credit Officer II – 1 Post
Job Purpose
The Credit Officer II will assess, process, and monitor member loans in accordance with TRA SACCOS policies and applicable regulatory requirements.
The role will contribute to effective credit management, quality loan portfolio performance, loan recovery, and good member service.
Reporting To
Head of Credit
Duties and Responsibilities
The successful candidate will:
- Guide members on loan products, eligibility requirements, applications, and other credit-related matters.
- Evaluate loan applications and make recommendations for approval.
- Process approved loans and maintain accurate loan records.
- Monitor loan repayments and reconcile loan accounts.
- Follow up on overdue loans and support loan recovery activities.
- Prepare credit and regulatory reports.
- Respond to audit findings and support implementation of credit policies.
- Provide quality service to members.
- Support Credit Committee activities.
- Participate in planning and budgeting activities.
- Perform other duties assigned by the supervisor.
Qualifications and Experience
Applicants should possess a Bachelor’s Degree or Advanced Diploma with at least an Upper Second-Class qualification in:
- Accounting
- Finance
- Economics
- Statistics
- Banking
- Business Administration
- Or another relevant field
The qualification must be from a recognized institution.
Applicants must also have at least one year of relevant work experience.
Required Skills
Candidates should have:
- Excellent interpersonal, organizational, and communication skills.
- Strong attention to detail.
- Commitment to quality and integrity.
- Good business awareness.
- Ability to maintain confidentiality of customer information.
- Proficiency in Microsoft Office applications.
Age Limit
Applicants must be aged 25 to 30 years.
5. System Programming and Database Officer I – 1 Post
Job Purpose
The System Programming and Database Officer I will manage and support TRA SACCOS databases, information systems, and software applications.
The position will help ensure data accuracy, system reliability, information security, and effective technology solutions that improve operational efficiency and support business decisions.
Reporting To
Head of ICT Department
Duties and Responsibilities
The successful candidate will:
- Administer, maintain, and secure organizational databases.
- Install and configure database systems.
- Manage database backup, recovery, and disaster recovery processes.
- Design, develop, and maintain databases, applications, scripts, and system components.
- Develop, customize, test, deploy, and maintain secure web-based and desktop applications.
- Support system integration.
- Troubleshoot database and application problems.
- Implement appropriate information security controls.
- Perform other duties assigned by the supervisor.
Qualifications and Experience
Applicants should possess a Bachelor’s Degree or Advanced Diploma with at least an Upper Second-Class qualification in:
- Information Technology
- Computer Science
- Information Systems
- Computer Engineering
- Software Engineering
- Or another ICT-related discipline
The qualification must be from a recognized institution.
Candidates must have at least four years of relevant work experience.
Possession of ICT certifications such as CCNA, CISSP, CEH, CISM, OCA, CISA, CompTIA Security, or another relevant certification will be an added advantage.
Experience with programming languages such as C, C++, C#, Java, Python, or Go, together with a strong understanding of Object-Oriented Programming (OOP) and Software Development Life Cycle (SDLC) methodologies, will also be an added advantage.
Required Skills
Candidates should demonstrate:
- Strong analytical and troubleshooting skills.
- Good problem-solving and organizational abilities.
- Effective communication skills.
- Strong attention to detail and quality.
- High integrity and business awareness.
- Commitment to protecting confidential customer information.
- Strong knowledge of software engineering.
- Database administration and system architecture skills.
- Ability to develop, maintain, and secure enterprise applications.
Age Limit
Applicants must be aged 28 to 35 years.
Who Can Apply?
These TRA SACCOS employment opportunities are suitable for qualified professionals with relevant academic backgrounds and work experience in accounting, human resources, marketing, customer service, credit management, ICT, programming, and database administration.
Applicants should carefully check the specific education, experience, age, and professional requirements for their preferred position before submitting an application.
TRA SACCOS LTD is an equal opportunity employer. Only shortlisted candidates will be contacted.
Required Application Documents
Applicants are required to prepare and submit the following documents:
- A signed cover letter explaining their suitability for the position.
- An updated Curriculum Vitae (CV).
- Certified copies of academic transcripts.
- Certified copies of professional certificates.
- Certified evidence of nationality, such as a copy of NIDA Identity or Passport.
- Reliable contact details for three professional referees.
The referees should be from a former workplace, professional institution, or higher learning academic institution.
Applicants with certificates obtained from foreign institutions should ensure that their qualifications are verified by the appropriate accredited local authorities, such as TCU or NACTVET, where applicable.
How to Apply for TRA SACCOS Jobs 2026
Applications should be properly prepared and submitted before the stated deadline.
The signed application should be addressed to:
The Board Chairman
TRA SACCOS LTD
P.O. BOX 63225
Dar es Salaam, Tanzania
Applicants are also required to submit their applications electronically through the TRA SACCOS recruitment portal:
Candidates should ensure that all required documents are attached and that the information provided in the application is accurate and complete.
Employment Terms
The successful candidates will be employed on a full-time, permanent and pensionable basis, subject to the applicable terms and conditions of employment.
Applicants are advised that canvassing or any form of cheating during the recruitment process may result in automatic disqualification.
Application Deadline
The deadline for submitting applications is Thursday, 17 September 2026 at 5:00 PM.
Applications received after the deadline will not be considered.
Why Consider TRA SACCOS Career Opportunities?
These vacancies provide qualified professionals with an opportunity to contribute to a financial cooperative institution while applying their expertise in their respective fields. The positions cover several important functions, from financial management and human resources to member relations, lending operations, and ICT systems.
Moreover, the variety of positions means that professionals with different educational and career backgrounds can identify an opportunity that matches their qualifications and experience. Applicants who meet the stated requirements should therefore prepare their documents carefully and submit their applications before the closing date.
Final Thought
The TRA SACCOS LTD vacancies 2026 provide five career opportunities in Dar es Salaam for professionals seeking permanent employment in the financial cooperative sector. The available positions include Accountant I, Human Resources and Administration Officer I, Member’s Services and Marketing Officer I, Credit Officer II, and System Programming and Database Officer I.
If your qualifications, professional experience, and age meet the requirements for one of these positions, consider applying before the 17 September 2026 deadline at 5:00 PM. Ensure your application is complete, accurately presented, and submitted through the specified channels to maximize your chances of being considered.
